Individual Critical Illness Insurance 
What is Individual Critical Illness Insurance:
Critical illness insurance, otherwise known as critical illness cover, is an insurance product in which the insurer is contracted to typically make a lump sum cash payment if the policyholder is diagnosed with one of the predetermined specific illnesses mentioned under the policy.
Examples of illnesses that are covered under the policy include
- Heart attack
- Coronary artery bypass
- Stroke
- Multiple sclerosis
- Parkinson’s disease
- Paralysis of limbs
- Kidney failure
- Major organ transplant
- Chronic end stage liver failure
- Permanent blindness
- Cancer in situ
