Domestic Helper Insurance – Medical

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Why do I need to cover my domestic staff?

It is the responsibility of the sponsor to take care of the health and well being of the domestic maid working under him/her. The plan covers medical cost both Inpatient and outpatient claims arising through illness/sickness incurred in Oman. It also covers the cost of transporting the mortal remains to the country of origin in case of death.

The product is as per CMA MANDATORY medical offered for domestic helper.

What risk are covered?
  • Coverage period – 2years
  • Coverage for medical expenses due to illness/sickness requiring hospitalization
  • Coverage for medical expenses due to illness/sickness requiring out-patient treatment
  • Direct billing/cashless facility in network providers +reimbursement in non-network providers
  • Repatriation expenses in the event of death
  • Pre-existing/chronic conditions covered in full for Inpatient treatments
  • Cancer treatment covered up to Annual limit
What risk are not covered?

The main exclusions are pre-existing/chronic for Out-patient treatments, Experimental treatment, General examinations, check-ups and/ or services not justified for treatment of a medical condition covered under the policy, Complementary and Alternative medicine procedures and medications

FOR FULL EXCLUSIONS & TERMS AND CONDITIONS PLEASE REFER TO OUR POLICY DOCUMENTS

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