Property & Commercial 
Fire & Allied Perils
This policy provides indemnity for material damage to the insured property resulting from various perils such as fire and lightning, explosion / implosion, impact damage, aircraft damage, bursting / overflowing of water tanks / pipes / apparatus, sprinkler leakage, storm, cyclone, typhoon, hurricane, tempest, tornado, flood, inundation, riots, strikes, malicious damage and earthquake, burglary/theft following upon actual forcible and violent entry or exit from the insured premises.
Property All Risk
Protects the owner against accidental loss or damage to buildings, fittings and fixtures, machinery, furniture, stock including the perils listed under Fire & Allied perils.
Business Interruption
A policy that replaces business income lost as a result of an event that interrupts the operations of the business, such as fire or a natural disaster.
Sabotage & Terrorism
The policy covers physical loss or damage to building and contents which belong to the insured directly caused by the following perils:
- Act of terrorism
- Sabotage
- Riots, strikes and/or civil commotion
- Malicious damage
- Mutiny and/or coup deter
- War and/or civil war
