Employee Benefits Insurance 
What is Employee Benefit Policy
Employee Benefit Policies are arranged by the employers for the benefit of the employees. Various benefit policies as stated below are available for employees.
Group Life Insurance
This Policy provide life insurance coverage to employees. Insurance Company will indemnify pre-agreed assured amount in the case of an Insured event.Worldwide cover is available on request for 24×7 basis under this Policy.
Coverage
- Death due to any cause
- Permanent Total Disability
- Permanent Partial Disability
- Temporary Total Disability
- Repatriation Expenses
Workmen Compensation Insurance
This Policy covers Legal Liability of the employer for accidental injury/death or occupational illness of the employees as per Royal Decree 40/1977.
Coverage
- Capital benefit in case of death
- Medical expenses
- Permanent Total Disability
- Permanent Partial Disability
- Temporary Total Disability
- Temporary Partial Disability
- Repatriation Expenses
Group Personal Accident Insurance
This Policy provides a lump sum payment in case of accidental death or bodily injury of the Insured person. Following benefits are available under the policy.
Coverage
- Accidental Death
- Permanent Total Disability
- Permanent Partial Disability
- Accidental Medical Expenses
- Repatriation Expenses
- Worldwide Cover
Group Medical Takaful
In our day to day lives, we are exposed to many risks associated either with Accidents or Illnesses. With the ever-increasing costs associated with Hospitalization, it can mean a drain on your precious savings. Not any more ! With the Group Medical Policy, you can provide your employees/members the optimum cover they require. At Al Madina, we strive to use an innovative approach to develop health insurance products that cut costs while maintaining superior coverage. Our Health Insurance Package is tailored made specifically to fit the needs of all small and large groups. A group health insurance plan provides cover to all the members in a single policy for treatment on cashless basis.
Group Medical Takaful provides cover for medical expenses (both inpatient and outpatient) incurred by your employees and their family members subject to terms and conditions of the policy.(For full Terms & Conditions please refer to our Policy Document on the e-Takaful link).
Group Medical Takaful provides cover for medical expenses (both inpatient and outpatient) incurred by your employees and their family members subject to terms and conditions of the policy.(For full Terms & Conditions please refer to our Policy Document on the e-Takaful link).
